Whether you are a first home buyer looking for a home loan, need advice on refinancing and loan consolidation, or are looking at property investment options, chances are that you are confused with all the finance options available. A professional and suitably qualified mortgage broker Our Mortgage Options who is based in Western Sydney is the ideal person to help you with advice, find the best options for your individual situation, and hold your hand throughout the process.
What do we do?
As mortgage brokers, Our Mortgage Options negotiate with a variety of credit providers, including banks and credit unions, in order to offer you advice different loans. The loan that is best for you will depend on your specific circumstances – the home loan your co-worker can’t stop talking about might not necessarily be the right one for you!
Because we specialise in home loans and know the ‘ins and outs’ of the different ones on offer by lenders at any given time, we can advise on a variety of options and, in some cases, may be able to arrange special deals. In short, we do all the legwork associated with the loan process.
When enlisting the help of a mortgage broker, it is important to know that we are paid commission by the lenders when loans are arranged – both upfront and trailing commissions. But importantly, at Our Mortgage Options we do not charge any additional fees to residential borrowers.
What is MFAA approval?
For most of us, taking out a mortgage is a major decision – so choosing a broker who is approved by the Mortgage and Finance Association of Australia (MFAA), or a one who is an MFAA member, is the best way of ensuring that you are dealing with an appropriately qualified person.
MFAA approval is a guarantee that your mortgage brokers hold themselves to high professional standards, have professional indemnity insurance and are considerably well-experienced in the industry. They follow all applicable rules and regulations, fair business practices, and uphold principles of ethical behaviour.
How do we stand out?
Based in Campbelltown, at Our Mortgage Options, we work with you to find the perfect loan, and ensure the process is effortless – from beginning to end. We are unique in that:
- We have products from over 30 lenders.
- We come to your house – or anywhere else you prefer – at a time which suits you.
- We have specific industry knowledge of the greater Macarthur region – we are based in Campbelltown and know the area extremely well.
- We do not charge you for residential loans.
- We treat our clients with respect and strive to build a long-term relationship.