Mortgage Simulation: What to Expect

Mortgage Simulation: What to Expect

Here at Our Mortgage Options, our aim is to ensure our clients make an informed decision about their home loan. To do this, we perform something called a mortgage simulation. What is a Mortgage Simulation After we’ve had our initial consultation, discussed goals and...
Home Loans for Medical Professionals

Home Loans for Medical Professionals

Are you a medical professional? Well, we have good news. Lenders favour you, because data shows people in the medical field are low risk borrowers, and have the lowest default rates. This means home loans for medical professionals are sometimes offered with a Lenders...
Are Home Loans and Mortgages the Same Thing?

Are Home Loans and Mortgages the Same Thing?

Although the terms home loan and mortgage are thought of as interchangeable by many, they are, in fact, two separate things. If you’re planning to buy a property, it’s a good idea to clarify what these terms mean, so let’s take a closer look. Home Loan The term home...
Applying for a Home Loan on Maternity Leave

Applying for a Home Loan on Maternity Leave

Congratulations on your new baby! Balancing work life and family life can be difficult after the arrival of a new baby, and the last thing you want to worry about are your finances. But, life is unexpected, and if your family is ready to move while you’re on maternity...
5 Reasons Your Home Loan May Be Declined

5 Reasons Your Home Loan May Be Declined

Image credit: Enokson Everyone’s home loan application is unique, and all lenders have different rules and requirements that determine whether or not your loan will be approved. If you’re application has been knocked back, here are five possible reasons why that might...
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