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Home Loans for Medical Professionals
Are you a medical professional? Well, we have good news. Lenders favour you, because data shows people in the medical field are low risk borrowers, and have the lowest default rates. This means home loans for medical professionals are sometimes offered with a Lenders...
Saving for a Home Loan Deposit
According to a recent survey by RP data, sixty per cent of Australians believe that now is the perfect time to buy a house. If you’re with the majority, you’ll first need to begin saving for a home loan deposit. How Much do you Need to Save? You’re probably wondering...
How to Increase the Rent of your Investment Property
One aspect of being a successful investment property owner is keeping up with the average market rents in your suburb. Whether you’re a long time investor, or thinking of purchasing your first investment property, it’s important to understand why rent needs to be...
Are Home Loans and Mortgages the Same Thing?
Although the terms home loan and mortgage are thought of as interchangeable by many, they are, in fact, two separate things. If you’re planning to buy a property, it’s a good idea to clarify what these terms mean, so let’s take a closer look. Home Loan The term home...
Applying for a Home Loan on Maternity Leave
Congratulations on your new baby! Balancing work life and family life can be difficult after the arrival of a new baby, and the last thing you want to worry about are your finances. But, life is unexpected, and if your family is ready to move while you’re on maternity...
3 Things to Consider Before Selling your Home
Selling your home is both exciting and daunting, and there is so much to consider before you list your property on the market. Here are 3 things we recommend you think about before you sell. 1. The Time of Year Legend has it there is an ideal time of year to sell....
Applying For a Home Loan If You’re Self-Employed
Regardless of your income, if you are self-employed your loan application will probably look a little different. We understand that no two self-employed people’s situation is the same, so in this article we will look at two general scenarios, which could apply to you....
Struggling to Break into the Property Market?
First time homebuyers are struggling to break into the property market now more than ever. And, as house prices continue to rise in capital cities, it doesn’t look as though it will be any easier any time soon. Here are a few strategies to consider that might make...
3 Criteria for a Great Investment Property
The success of your investment depends partly on how well you choose a property. Your investment property needs to deliver on both capital growth and rental returns. Of course you can’t predict the future, but there are a few criteria that a property should have...
Sydney Property Market: Why are Houses so Expensive?
According to the Economist Intelligence Unit’s 2014 Worldwide Cost of Living Survey, Sydney is the fifth most expensive city on Earth. This is nothing new. In 2009, Australia’s ratio of income to house prices averaged 6.8, yet Sydney’s was 9.1. Any ratio over 5 is...