
Pros and cons of a line of Credit
A line of credit can be a very appealing idea, with immediate access to the limit of a mortgage and no extra approvals necessary. Used wisely, it can make investment and purchase of commercial equipment simple, but it can also spell disaster for the unprepared. A line...
Mortgage Simulation: What to Expect
Here at Our Mortgage Options, our aim is to ensure our clients make an informed decision about their home loan. To do this, we perform something called a mortgage simulation. What is a Mortgage Simulation After we’ve had our initial consultation, discussed goals and...
The Dreaded LMI: What You Need to Know
Almost everyone who takes out a home loan must pay LMI, or Lenders Mortgage Insurance – if you don’t have a deposit of at least 20%. LMI is designed to protect lenders in the event that the borrower defaults on their repayments. Check out the video below to find...
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