A line of credit can be a very appealing idea, with immediate access to the limit of a mortgage and no extra approvals necessary. Used wisely, it can make investment and purchase of commercial equipment simple, but it can also spell disaster for the [...]
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One aspect of being a successful investment property owner is keeping up with the average market rents in your suburb. Whether you’re a long time investor, or thinking of purchasing your first investment property, [...]
Regardless of your income, if you are self-employed your loan application will probably look a little different. We understand that no two self-employed people’s situation is the same, so in this article we will look at two general scenarios, which[...]
First time homebuyers are struggling to break into the property market now more than ever. And, as house prices continue to rise in capital cities, it doesn’t look as though it will be any easier any time soon.
Here are a few [...]
The success of your investment depends partly on how well you choose a property. Your investment property needs to deliver on both capital growth and rental returns. Of course you can’t predict the future, but there are a few criteria that a [...]
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If you are looking to purchase a property in Australia but you currently earn foreign income, the process of securing a loan will be different.
Foreign Income Will Affect Required Documents
When preparing for a [...]
Property investment is a long-term wealth building strategy that requires planning. In order to get the most out of your investment property, you need to set up an investment structure that will benefit you in 10, even 20 years time. To do this, [...]
Debt isn’t always bad. In fact, there is such thing as good debt. It all depends on the purpose of your loan, and whether or not your purchase can generate income.
Good debt occurs when your loan assists you purchase a wealth-building [...]
When you purchase a property, during the loan application process the banks will send out a valuer to assess the true value of the property you’re buying. And you will be charged for this service.
Here’s how we help our clients.
Instead of [...]
Now may be the perfect time to buy your first investment property. Interest rates are at historically low levels, and housing prices continue to rise. While investment properties can be a great way to increase your cash flow and provide a long term [...]