Mortgage Simulation: What to Expect

Mortgage Simulation: What to Expect

Here at Our Mortgage Options, our aim is to ensure our clients make an informed decision about their home loan. To do this, we perform something called a mortgage simulation. What is a Mortgage Simulation After we’ve had our initial consultation, discussed goals and...
The Dreaded LMI: What You Need to Know

The Dreaded LMI: What You Need to Know

Almost everyone who takes out a home loan must pay LMI, or Lenders Mortgage Insurance – if you don’t have a deposit of at least 20%. LMI is designed to protect lenders in the event that the borrower defaults on their repayments. Check out the video below to find...
What is LVR?

What is LVR?

When it comes to home loans, do you ever feel like mortgage brokers and lenders speak an entirely different language? Don’t worry – you’re not alone. In fact, many don’t know the difference between home loans and mortgages. One acronym you’ve probably encountered...
Home Loans for Medical Professionals

Home Loans for Medical Professionals

Are you a medical professional? Well, we have good news. Lenders favour you, because data shows people in the medical field are low risk borrowers, and have the lowest default rates. This means home loans for medical professionals are sometimes offered with a Lenders...
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