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Although the terms home loan and mortgage are thought of as interchangeable by many, they are, in fact, two separate things.
If you’re planning to buy a property, it’s a good idea to clarify what these terms mean, [...]
Congratulations on your new baby!
Balancing work life and family life can be difficult after the arrival of a new baby, and the last thing you want to worry about are your finances. But, life is unexpected, and if your family is ready to move [...]
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Selling your home is both exciting and daunting, and there is so much to consider before you list your property on the market.
Here are 3 things we recommend you think about before you sell.
1. The Time of Year
Regardless of your income, if you are self-employed your loan application will probably look a little different. We understand that no two self-employed people’s situation is the same, so in this article we will look at two general scenarios, which[...]
First time homebuyers are struggling to break into the property market now more than ever. And, as house prices continue to rise in capital cities, it doesn’t look as though it will be any easier any time soon.
Here are a few [...]
The success of your investment depends partly on how well you choose a property. Your investment property needs to deliver on both capital growth and rental returns. Of course you can’t predict the future, but there are a few criteria that a [...]
According to the Economist Intelligence Unit’s 2014 Worldwide Cost of Living Survey, Sydney is the fifth most expensive city on Earth. This is nothing new. In 2009, Australia’s ratio of income to house prices averaged 6.8, yet Sydney’s was 9.1.[...]
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Everyone’s home loan application is unique, and all lenders have different rules and requirements that determine whether or not your loan will be approved.
If you’re application has been knocked back, [...]
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If you are looking to purchase a property in Australia but you currently earn foreign income, the process of securing a loan will be different.
Foreign Income Will Affect Required Documents
When preparing for a [...]
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Are you interested in investing in a property with multiple units on one title? It’s what many investors prefer to do. However, lenders do have restrictions on how many properties can be purchased on one title, and [...]