• Are Home Loans and Mortgages the Same Thing?

    Image credit: 401(K) 2012 Although the terms home loan and mortgage are thought of as interchangeable by many, they are, in fact, two separate things. If you’re planning to buy a property, it’s a good idea to clarify what these terms mean, [...]

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    Applying for a Home Loan on Maternity Leave

    Congratulations on your new baby! Balancing work life and family life can be difficult after the arrival of a new baby, and the last thing you want to worry about are your finances. But, life is unexpected, and if your family is ready to move [...]

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    3 Things to Consider Before Selling your Home

    Image credit: Ian Muttoo Selling your home is both exciting and daunting, and there is so much to consider before you list your property on the market. Here are 3 things we recommend you think about before you sell. 1. The Time of Year Legend[...]

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    Applying For a Home Loan If You’re Self-Employed

    Regardless of your income, if you are self-employed your loan application will probably look a little different. We understand that no two self-employed people’s situation is the same, so in this article we will look at two general scenarios, which[...]

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    Struggling to Break into the Property Market?

    Images Money First time homebuyers are struggling to break into the property market now more than ever. And, as house prices continue to rise in capital cities, it doesn’t look as though it will be any easier any time soon. Here are a few [...]

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    3 Criteria for a Great Investment Property

    The success of your investment depends partly on how well you choose a property. Your investment property needs to deliver on both capital growth and rental returns. Of course you can’t predict the future, but there are a few criteria that a [...]

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    Sydney Property Market: Why are Houses so Expensive?

    According to the Economist Intelligence Unit’s 2014 Worldwide Cost of Living Survey, Sydney is the fifth most expensive city on Earth. This is nothing new. In 2009, Australia’s ratio of income to house prices averaged 6.8, yet Sydney’s was 9.1.[...]

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    5 Reasons Your Home Loan May Be Declined

    Image credit: Enokson Everyone’s home loan application is unique, and all lenders have different rules and requirements that determine whether or not your loan will be approved. If you’re application has been knocked back, [...]

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    Will Foreign Income Affect My Home Loan?

    Image credit: taxrebate.org.uk If you are looking to purchase a property in Australia but you currently earn foreign income, the process of securing a loan will be different. Foreign Income Will Affect Required Documents When preparing for a [...]

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    Purchasing Multiple Units On One Title

    Image credit: Framton Goodman Are you interested in investing in a property with multiple units on one title? It’s what many investors prefer to do. However, lenders do have restrictions on how many properties can be purchased on one title, and [...]

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